Coca Cola Christmas Advert

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  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert
    blobbyh wrote:
    but this is the same mentality that obese people possess. Robert

    Nothing 'light'-hearted about this debate.

    Quite agree with all you've said, Robert.

    Too many people are irresponsible and it's people like us that ARE baling them out.

    :wink:
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    Sorry, was being a little sarcastic in a jokey way there! :-)

    That does annoy me aswell - I appreciate it is hard to lose weight and you must take time and do it slowly and healthily, but people who moan about being overweight and then don't do any excercise and stuff their face with cake etc. are annoying!

    True to the debt thing too - stop wasting time moaning and do something about it!

    I know - it's good that there is help out there for people, but too many people are seeing bankruptcy as an easy way out now. There's a "live it up and spend loads, then just declare yourself bankrupt and start afresh" mentality which is just silly!

    You'd think that as bankruptcy and IVA's are on the rise, lenders would be less willing to lend as much as they may not get it all back. I suppose that's all in your credit risk scoring and stuff though isn't it. Still - I think it should be stricter and it could help people stop getting in trouble in the first place.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I'd like to congratulate the person who invests in ISAs every year. Well done! Everybody should have an ISA! Get as much from the government as you can :wink: and most ISA's are paying about 5% now which is not bad at all. These will probably be going up again soon.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert
    Gem7321 wrote:
    I'd like to congratulate the person who invests in ISAs every year. Well done! Everybody should have an ISA! Get as much from the government as you can :wink: and most ISA's are paying about 5% now which is not bad at all. These will probably be going up again soon.

    Too right, he he!

    I too save in an ISA - that's my wedding fund!

    As a rule, if you can, it's sensible to save 10-20% of your monthly salary.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert


    I'm into ISAs too. I hate taking risks with my money, but I've dabbled in a stocks and shares one, and the return has been excellent.

    Any tax free saving plan has to be worth a look.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I think the remarks about obese people are insensitive and ill informed. Obesity is frequently the outward symptom of hypothyroidism or an underlying emotional problem. There are are number of diseases that impact on metabolism and casually dismissing people who have real health problems and grouping them all as having a specific mentality is apalling. Some obese people are ill, some are trying very hard to improve their health, and some don't care. There is not a typical mental attitude.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    It is also a fact that I have read that less than 5% of obesity is caused by illness, however I can understand why it is so hard for some people to stop eating, as I find it difficult to stop smoking.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I wasn't meaning to offend anyone - I understand obesity can be an illness and sometimes people are overweight through ill health.

    If you re-read my comments, I was actually referring to peope who are just overweight and just moan and don't do anything about it. I was not implying that about people who have weight issues from ill health.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    It wasn't your remark that offended me. You are always the voice of reason.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert
    AAT Member wrote:
    It wasn't your remark that offended me. You are always the voice of reason.

    Therefore, I assume by implication that I am not?

    At least have the moral courage to log in properly and show your real name if you wish to discuss this. I am not an apologist - there are unfortunately too many of those in the country at the moment which is why we are in the state we are in. If you eat too much and don't do any exercise, you are going to get fat. FACT.

    I too have had my problems in the past - traumatic divorce and losing my children - however I didn't choose to overeat and cause myself further mental health problems.

    Robert
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I wish I had your resolve Robert, unfortunately I love my food too much!

    I put my hands up, I'm one of those who's not happy about my weight but know that I eat too much and the wrong things!! No ones fault but my own.

    Aren't hypothyroid conditions are treatable so wouldn't cause permanent weight gain?

    :oops: Annette
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I would imagine it is treatable. My brother has hyperthyroidism which he receives treatment for to prevent him from losing too much weight.

    If only I could be so lucky :roll: :D
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert


    I belong to a running club (although I would never call myself a runner!) and it's great for helping control weight and improve fitness.

    By joining a club, I received excellent advice about correct shoes, building stamina etc.

    Now, I eat what I like - but I do run 3/4 times a week, usually 5 miles each.

    NB running in trainers will knacker your joints, always buy appropriate shoes - some specialist shops will fit them, based on your running style.

    Running is a great way to meet 'real' people. It's hard to put on a front when you're out running in the pouring rain, it's freezing cold and you could eat a horse.

    It doesn't help reduce personal debt - but while you're running, you're not spending!

    :wink:

    Helen
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    Does anyone know of any ladies netball clubs/teams in or around exeter? I've been trying to join my town team but the captain is being really unhelpful.

    Any help much appreciated :D

    Gem
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    Personal Debt... how much do I have?... jees not worth thinking about - I have o/s mortgage but that doesn't count in my eyes, it's more of an investment than loan to me.
    I do have a bank loan though - a massive ร‚ยฃ1,200 and I have an interest free overderaft of ร‚ยฃ250.00

    I had to get a bank loan as I had to send my original car back as I couldn't afford to keep it, Clio Sport new reg plate and vandals kept breaking windows and scrathcing it so insurance wen through the roof.

    Now i'm 22, own the car out right, have ร‚ยฃ1200 of a loan to repay (which finishes in November I believe) then i'm straight - with the new job I can afford not to be tempted with the credit cards that come through the door... I had another one this morning - I don't do credit cards, as my dear mum always said "If you can't afford it, you can't have it"

    Oh - and bring back the original Cocal Cola 'Holidays are comin'' advert!

    I smell an online petition cookin'
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I've read the whole of this thread and find the comments made quite interesting.

    I loathe banks/credit card companies etc that seem to find it socially acceptable to encourage some people to borrow money, knowing full well there is a huge risk they won't be able to pay it back which will ultimately wreck some individual's lives. For instance, why encourage you to borrow 5 times your annual income to buy a house or rack up thousands of pounds on credit cards?

    Years ago I worked for a mortgage intermediary. They encouraged you to take out a mortgage and an associated life insurance policy (it was in the days when endowment policies were the way forward!) The company I worked for received commissions for arranging the life policies but when the individual started to pay the premiums and found out just how expensive they were, they cancelled them. As the company I worked for had their commission clawed back if someone cancelled, we had to write to them and threaten to sue them. I walked out when I spoke to a young woman who was in tears because she literally, couldn't keep up the repayments.

    Unfortunately, some years on it now appears that the financial services industry is getting more ruthless week by week and is targeting those individuals who are not in a position where they can afford to meet the debt. I think legislation should be brought in to assert more control over these types of industries and make the institutions more responsible in who they lend money to and introduce more stringent procedures to ensure the individual can repay the debt.

    kind regards
    Steve
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    Working in a bank one of my duties is to develop leads and create sales. I find customers get more upset with me if they are turned down for a credit card or loan!

    The company I work with are very good at declining applications, or offer the customer a huge interest rate which they know they won't accept. Our policy is that we cannot sell a product to a customer which they do not require.

    Many of our customers find it difficult to accept that we do not work on commission. I get nothing for completing sales, it's simply more work for me to do. If I sell a product it is because I think it's right for the customer.

    This may explain why I'm awful at selling loans and credit cards though! I tend to deal with current accounts and savings. Things that don't get people into trouble :)
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I have been away for a few days and wish to reply to Blobby. My name is Claire Sullivan, I am obese, I have hyperthyroidism, I am unable to take thyroxine as I also have other health issues. I go to a gym 5 times a week. I eat on average 1500 calories a day. I measure every spoonful of food that passes my lips, and this is to only to maintain my current weight without putting on any more. I am not in debt, I do not lack moral courage and I think your attitude deplorable and insulting.







  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert

    I don't think anyone was trying to offend anyone else here - the comments made were merely about people who are overweight and constantly moan about it, but do nothing to try and lose weight, that was all.

    No-one was trying to insult anyone who has weight issues due to actual health problems.

    The same with those in a lot of debt, people who moan about it but don't do themselves any favours by borrowing more, not doing anything about repaying etc.
  • System
    System Posts: 100,534 ๐Ÿค– Admin ๐Ÿค–
    Re:Coca Cola Christmas Advert


    I agree with Phunky, but if anything has offended another member, then I apologise.

    Helen

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