Study Buddy

Re:Study Buddy

farmergiles wrote:

Prices don't mean everything.

I agree, nice people live in cheap houses just as easily as nasty people can live in expensive ones.

I'm cheap, but live in an expensive house.

:shock:

Re:Study Buddy


Gin, wine, JD - I'm not fussy!

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Baggybooks wrote:

Gin, wine, JD - I'm not fussy, as long as I'm not paying!

Say no more

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I'd still rather inner city Brum

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Paul22 wrote:

Good job Im only looking to rent then :shock:

I only rent since I can't afford to start again down here and don't want to leave the area where my kids are.

It pees me off that there was a recent massive new building project in the village next to mine with hundreds of flats bulit along the side of the estuary. However starting prices were £200,000, completely ruling out first time buyers. Plus if I drive past there in the evening when it's dark you can tell from the lack of interior lights showing that there's hardly anyone permanently living there and they've nearly all been bought as holiday homes.

There was a Trevor Macdonald special on TV a few weeks ago about this and it's a bloody national scandal that some people now own more than one, two or three properties while even more people own none at all.

Robert

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Thats just the way it is Rob, I dont feel bitter about people doing that to earn more money. I would if I could. I just feel slightly unfortunate, that I know in a couple of years when I come to buy it will be a struggle. Then again, its ALWAYS been a struggle getting on the property ladder for first time time buyers.

Re:Study Buddy

The scenario is that many seaside villages could eventually die out since long time residents have to leave if they ever want to buy or find work. Schools and shops will close because there are no resident families anymore and the whole community comes under threat.

Although we're a capitalist country, I'm very socialist on certain things - and housing is one of them - which is fine by me since I think we've become a very antisocial country anyway.

Made me laugh though when they were reading the papers out on GMTV this morning and said thousands of owners haven't paid any capital gains tax when selling their second homes and could face huge bills. LOL!!! They don't tell you about CGT on these property programmes do they?!

Robert

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But for most owners of a second property, they need a regular income from the letting, so the community will not suffer, as most people wont keep a holiday home that cant be rented out for the rest of the year.

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That might be the theory Paul but the programme and what I see with my own eyes shows this isn't necessarily the case. Most people can now afford to go abroad now for their holidays and don't want to holiday in the UK anymore. I imagine many of the flats where I am talking about are owned by people coming down from London or its very wealthy surrounding suburbs.

There's something morally wrong about people owning more than one place to live - the haves - when there are so many others who have nowhere - the have nots -and are just being exploited the former.

Thing is there is no easy solution or at least not one that any government would ever have the guts to implement.

Robert

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I suffered from negative equity.

Still carried on - never regretted buying, even when it got tough.

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I blame Thatcher for all our ills

I happen to agree, I have however been brought up in an area largely inhabited ny miners and their descendants.

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I thought the use of the terms socialist and morally wrong in this context was spot on since the term used to build low cost housing - at least abroad - is generally called social housing.

Thing is I voted Thatcher in the 80's and thought the housing market was great despite many predictions it would prove to be catastrophic in the longer term. Sadly, those prophecies are now coming true. I'm 39, and will NEVER be able to afford to buy again here where I want to live. Housing is being built but being snapped up by wealthy "out-of-towners". I have three kids who will also never be able to live here so I wonder what or where their own futures will be when they are older?

For a civilised country, we are becoming anything but with a "me me me" philosophy and no "share, friend, community" outlook anymore.

Robert

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I think it's a fair prediction to make, Paul, and a common concern among local people here. It's the seaside and wealthy people with the cash already in their pockets want to live here. According to the programme, this is happening along almost the whole length of the south coast from Kent to Devon.

One early warning sign is that two schools in my town that have stood for years and years, and all my children went - or are already going to - have had to merge due to a lack of new children.

Wages are only slightly higher here than elsewhere yet house prices are way way out of proportion to nearly all other places apart from London.

Robert

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J

There's new pics on myspace now

I knew I was fat and ugly, but Good God

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Hi and Bye! I've got to do my annual appraisal comments today so will be racking my brains for comments. I've already done it but my boss said "Whatever" was not acceptable. Any thoughts from you guys what I can put?