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Photo ID

NewbieNewbie Well-KnownRegistered Posts: 229
Can anyone confirm if a photo driving licence is sufficient form of ID for money laundering purposes.

Comments

  • T.C.T.C. Experienced Mentor Registered, Tutor Posts: 1,448
    Yes. That is sometimes all a person has in the form of photo ID. My problem comes when I have new clients with no passport and no photo driving licence. Any ideas on that one?
  • deanshepherddeanshepherd Font Of All Knowledge Registered Posts: 1,809
    It depends on the risk level of the client. In most cases, yes, perfectly acceptable.
  • DcollinsDcollins Well-Known Registered Posts: 179
    T.C. wrote: »
    My problem comes when I have new clients with no passport and no photo driving licence. Any ideas on that one?

    You can get ID verification online. There are several companies offering the service, but they cost a few quid, and you need to get details & permission from the client first. Very easy to do though.
  • MonsoonMonsoon Font Of All Knowledge FMAAT, AAT Licensed Accountant Posts: 4,071
    Yep, we use amlsearch.co.uk, £5 per go.

    You do need to get ID too as you ought to input this data into the electronic check so it has more to check against than just name and address - often without this it will come back as "referred" instead of "passed" so we take ID in all cases.

    We only do e-checks for clients we have never met, or who are graded higher risk. Local customers usually only provide photo ID and recent proof of address (last 3 months, utility bill etc). I always get both, I've understood recent proof of address is advisable on top of photo ID - eg a passport will not have an address on it.
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