att ethics

Att ethics gives me panic attacks about all the things that the revenue and clients will screw us with ....................it got me thinking though what do mips who are one man bands or one lady bands, plan, if you happen to DIE. Saw a horror story of a cta who died and his family was being harrassed for client information.....................omg i know we are gone but hate to think of that happening, but seriously...whats your thoughts.
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That's why I'm so grateful for having staff. They know 80% of what's going on, and can work out the rest of it. The only thing I haven't done is supplied master passwords for the server etc. I'm pretty sure I did a while ago but if I've forgotten how and where, I'm sure they have too!