Personal tax - your thoughts?

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Comments

  • lewpylew
    lewpylew Registered Posts: 216 Dedicated contributor 🦉
    Cyfarthfa wrote: »
    oh no - there's one bit a made a mess up of, did she only start her pension in June????

    Yep she started it on the 1st June 2008 - I noticed this as normally I trot on happily!!

    I did forget the rental loss b/f though and realised when I was in the college park - oops!
  • lewpylew
    lewpylew Registered Posts: 216 Dedicated contributor 🦉
    Jointy wrote: »
    it was a company pension you only extend the band with personal pensions


    oops!!! haha I tried!
  • wro1
    wro1 Registered Posts: 3 New contributor 🐸
    Oh no Me too!!!
    Cyfarthfa wrote: »
    oh no - there's one bit a made a mess up of, did she only start her pension in June????

    I did the same, I looked at every other date to make sure they weren't time apportioned and miss the one thing that was then lol.

    Hopefully it will be fine with just that little detail(?) :-)
  • A-Vic
    A-Vic Registered Posts: 6,970 Beyond epic contributor 🧙‍♂️
    did anyone think this was a short paper?
  • Claire321
    Claire321 Registered Posts: 209 Dedicated contributor 🦉
    A-Vic wrote: »
    you all notice the red herring on phone number? i just said would pass on the number and it was upto the cousen if they rang

    I was a bit puzzled about that but then thought as she gave her permission for her number to be passed on it would be okay
  • dobbieobby
    dobbieobby Registered Posts: 231 Dedicated contributor 🦉
    Total benefits, I got something like £7525

    Tax bit, I got something like £4672.

    Cant remember last figure, after all the pension deductions etc.

    Land disposal £175k.

    Anyone else?
  • dobbieobby
    dobbieobby Registered Posts: 231 Dedicated contributor 🦉
    I agree with the confidential question too, think it was a red herring, I put that I wouldnt normally, but as it's a cousin, I would and it's up to them.
  • mrspnut
    mrspnut Registered Posts: 70 Regular contributor ⭐
    dobbieobby wrote: »
    Total benefits, I got something like £7525

    Tax bit, I got something like £4672.

    Cant remember last figure, after all the pension deductions etc.

    Land disposal £175k.

    Anyone else?

    Sounds about right to me.

    I don't think I made any huge mistakes, but I did check my maths carefully.

    I did remember to list the loan, mobile phone and employers pension contribution as exempt benefits.
  • A-Vic
    A-Vic Registered Posts: 6,970 Beyond epic contributor 🧙‍♂️
    the email for PPR felt cheated wanted to do the full question but waffled about staying in the property and if they did leave and move to another property make sure in the last 3 years
  • Cyfarthfa
    Cyfarthfa Registered Posts: 62 Regular contributor ⭐
    lewpylew wrote: »
    For the car I took the value of £25,000 and she paid 30%(15% + 12% for 195 co2 and 3% for a diesel) which gave £7500 car benefit and £16,900 x 30% for fuel = £5,070.

    Yeah i put that too, I recommended that she contributes to car and not petrol as no deductions for petrol and she should pay her own petrol.
  • lewpylew
    lewpylew Registered Posts: 216 Dedicated contributor 🦉
    A-Vic wrote: »
    did anyone think this was a short paper?

    certainly did - I was shocked to see no forms to fill in and was out of the exam in an hour and 15 mins. I know I have made mistakes but just want to pass not have a perfect paper. I have self taught myself this subject in 2 months so will be more than chuffed whatever happens!
  • Ed1
    Ed1 Registered Posts: 51 Regular contributor ⭐
    A long shot, but can anyone remember the land dsiposal question word for word?!
  • safrica
    safrica Registered Posts: 106 Dedicated contributor 🦉
    A-Vic wrote: »
    you all notice the red herring on phone number? i just said would pass on the number and it was upto the cousen if they rang

    Yes, wrote that too !! there was no confidentiality issue for me there....??
  • mrspnut
    mrspnut Registered Posts: 70 Regular contributor ⭐
    Did it actually ask for recommendations or just to explain what the tax implications are? I did the tax implications but didn't make any recommendations.
  • A-Vic
    A-Vic Registered Posts: 6,970 Beyond epic contributor 🧙‍♂️
    No idea why as i knew the mobile was exempt but i deducted 500 and listed the rest as assessable benefit (grrrr)
  • lewpylew
    lewpylew Registered Posts: 216 Dedicated contributor 🦉
    dobbieobby wrote: »
    I agree with the confidential question too, think it was a red herring, I put that I wouldnt normally, but as it's a cousin, I would and it's up to them.

    I went into automatic pilot and said I was not able to discuss anything due to confidentiality laws - surely this stands relative or not?! If not, hey ho guess I only have lost a couple of marks!
  • Jointy
    Jointy Registered Posts: 78 Regular contributor ⭐
    For the part disposal i did the following

    it was purchased in 1998 for 300k

    in 2003 disposed of 20 acres

    300k x 180K/ = £125,581
    (180k+250k)

    In 2009 disposed of 30 acres therefore

    Proceeds - £350,000
    Cost - £300,000 - £125,581 = £174,419
    Gain £175,581
  • chrislloyd
    chrislloyd Registered Posts: 24 New contributor 🐸
    dobbieobby wrote: »
    total benefits, i got something like £7525

    tax bit, i got something like £4672.

    Cant remember last figure, after all the pension deductions etc.



    Anyone else?

    i got these!
  • Sally
    Sally Registered Posts: 69 Regular contributor ⭐
    For the rental property that the tenants did a bunk from ... do we calculate the rent for the whole year and then class the rent she never received as unrecoverable?? (2 months i think i did?)
  • Cyfarthfa
    Cyfarthfa Registered Posts: 62 Regular contributor ⭐
    safrica wrote: »
    Yes, wrote that too !! there was no confidentiality issue for me there....??

    I put that as it was a note you needed to check that she'd written it as due to confidentially you can't give her number out without authorisation. I think really i just wanted to write the word confidentiality!!
  • dobbieobby
    dobbieobby Registered Posts: 231 Dedicated contributor 🦉
    I think it's fine either way Lew :-)
  • Jointy
    Jointy Registered Posts: 78 Regular contributor ⭐
    dobbieobby wrote: »
    Total benefits, I got something like £7525

    Tax bit, I got something like £4672.

    Cant remember last figure, after all the pension deductions etc.

    Land disposal £175k.

    Anyone else?

    yeh same here got them
  • Cyfarthfa
    Cyfarthfa Registered Posts: 62 Regular contributor ⭐
    Sally wrote: »
    For the rental property that the tenants did a bunk from ... do we calculate the rent for the whole year and then class the rent she never received as unrecoverable?? (2 months i think i did?)

    Yeah I did that, but what did you calculate the 6% commission on??
  • carolyn
    carolyn Registered Posts: 28 Regular contributor ⭐
    I got these.
  • dobbieobby
    dobbieobby Registered Posts: 231 Dedicated contributor 🦉
    Sally wrote: »
    For the rental property that the tenants did a bunk from ... do we calculate the rent for the whole year and then class the rent she never received as unrecoverable?? (2 months i think i did?)

    I got
    Rent 8 x £
    Bad debts 2 x (£)
    Rent 1 x £
    Then something else I've forgotten
  • lewpylew
    lewpylew Registered Posts: 216 Dedicated contributor 🦉
    Jointy wrote: »
    For the part disposal i did the following

    it was purchased in 1998 for 300k

    in 2003 disposed of 20 acres

    300k x 180K/ = £125,581
    (180k+250k)

    In 2009 disposed of 30 acres therefore

    Proceeds - £350,000
    Cost - £300,000 - £125,581 = £174,419
    Gain £175,581


    Ooh that looks familiar! I was so pleased I actually remembered the A/A+B formula as that was the one I could not grip til yesterday's mass revision session!!
  • A-Vic
    A-Vic Registered Posts: 6,970 Beyond epic contributor 🧙‍♂️
    mrspnut wrote: »
    Did it actually ask for recommendations or just to explain what the tax implications are? I did the tax implications but didn't make any recommendations.

    lol ready for this

    i said go away for a while leave the property empty come back within the 3 years and sell.

    Also mentioned the P11d for the car and the fact they could claim car mileage 40p for 10000 and 25p for the rest if they turned down the car - also not to pay the private use and just contribute to the cost of the car
  • carolyn
    carolyn Registered Posts: 28 Regular contributor ⭐
    Jointy wrote: »
    For the part disposal i did the following

    it was purchased in 1998 for 300k

    in 2003 disposed of 20 acres

    300k x 180K/ = £125,581
    (180k+250k)

    In 2009 disposed of 30 acres therefore

    Proceeds - £350,000
    Cost - £300,000 - £125,581 = £174,419
    Gain £175,581

    i got these figures.
  • dobbieobby
    dobbieobby Registered Posts: 231 Dedicated contributor 🦉
    Cyfarthfa wrote: »
    Yeah I did that, but what did you calculate the 6% commission on??

    I did it on rent x 12 x 6% =

    Anyone else??
  • A-Vic
    A-Vic Registered Posts: 6,970 Beyond epic contributor 🧙‍♂️
    dobbieobby wrote: »
    I got
    Rent 8 x £
    Bad debts 2 x (£)
    Rent 1 x £
    Then something else I've forgotten

    a few used 8 months then put 2 months to bad debt i didnt
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